Group Employee Benefits (2+ Eligible Lives)

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High-Trust Organizational Culture ...The Foundational Employee Benefit

• CultureWise (video) - the turn-key culture solution for small to mid-size businesses

Health Care Coverages

• Medical - (Fully Insured / Level-Funded / Self-Funded)
• RX
• Dental
• Vision

Income Replacement Coverages

• Life / AD&D
• Short Term Disability (STD) - Statutory NJ TDB, NY DBL and Supplemental STD
• Long Term Disability (LTD)

Voluntary Benefit Coverages

• Critical Illness
• Hospital Indemnity
• Accident
• Cancer
• International Travel
• Dental
• Term Life
• Whole Life
• Disability

Plan Administration & Compliance Services

• Health Savings Accounts (HSA)
• Health Reimbursement Arrangements (HRA)
• Flexible Spending Accounts (FSA)
• Dependent Spending Account (DSA)
• COBRA Administration
• Payroll & Human Resource Services

Health & Wellness Programs

• Personal Health Record
• Health Risk Assessment
• Bio-Metric Screening
• Wellness Education
• Health Coaching
• Chronic Disease Management